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Online Banking & Bill Pay
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Home Loans and You!

For more than 60 years we have been helping our neighbors and members buy, build, refinance, and remodel their homes.  Whether you are a first-time home buyer or a seasoned homeowner, we make it easy.

Let us help you find the home loan that works best for you


Make a Payment

To make your mortgage payment click on the payment button for your loan’s corresponding servicer. If you do not know your servicer please contact us at 303.279.6414, so that we can help you with your payment.

Useful Links

To learn more about Mortgages, visit our financial education platform, Tips On Tap.

A traditional mortgage is often a good choice.  This mortgage has a fixed term and interest rate, monthly principal and interest payments that never change, and no prepayment penalty.  
ARMs generally offer a lower initial rate that adjusts periodically throughout the life of the loan.

Pay off your mortgage, save money, and own your home faster with our Fast Track mortgage loan. There is no prepayment penalty and a low fixed rate! 
Dream BIG and we’ll help you get there!

For home purchases that exceed the FHFA County Loan Limit, we offer a Jumbo ARM loan. On Tap Credit Union’s jumbo loan product allows qualified borrowers to access up to 90 percent of the loan-to-value of the home being purchased. 

Learn why some Online Scores are different than other Mortgage Scores

Learn about the variety of scoring models used and why they differ from one place to the next. Your lender is not trying to pull something over on you!

“After our car loan, we knew that we wanted On Tap Credit Union for our home loan. While house hunting, Leslie worked with us to get pre-approved with a great interest rate and had all of the paperwork set when we were ready to make an offer. We signed papers on our dream house on our first wedding anniversary!”  

Rachel & Diego R. , Members Since 2010

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Preferred Realtors

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Home Insurance Options

Ian and Leslie in Golden Branch photos side by side

Contact Us Today!

Contact Us For Rates!

Ian Pertner, Home Loan Consultant


Leslie Larson, Home Loan Consultant


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